01
Everyday Money
Tips, percent-off, unit prices, percentages, and savings goals for quick day-to-day decisions.
Coming soon · iPhone · iPad · Mac
Make the numbers answer your what-ifs.
Your money. Your plan.
ModelThis brings borrowing, debt payoff, budgeting, investing, real estate, net worth, and everyday money decisions into one clear place. Change the assumptions, compare the outcomes, and see what actually moves.
One appEveryday money through real-estate portfolios
What-if firstChange assumptions without changing the original
Private by designNo advertising or third-party analytics
Apple ecosystemiPhone, iPad, and Mac
The idea behind ModelThis
Don’t just calculate it. Model what changes.
Most calculators give you one answer. ModelThis is built to help you ask the next question: what if I change this?
Change the rate, down payment, loan term, extra payment, investment assumption, property cash flow, or an entire portfolio scenario. Keep the original visible and compare the result instead of starting over.
Original vs. new scenarioSide-by-side comparisonsScenario-friendly results
A lot more than a calculator
One place to model the money decisions you actually make.
Start with the question you have today. Save the model, connect it to another decision, or come back and compare it later with ModelThis Plus.
02
Budget
Plan income and expenses by month or year, track actual purchases, work toward savings goals, and model a decision without changing the working budget.
03
Borrow
House, car, other loans, retirement-plan loans, refinance, and cash-out refinance — with payment schedules and what-if modeling.
04
Debt Paydown
Bring loans and credit cards together, model extra payments, and compare snowball and avalanche strategies.
05
Real Estate Investing
Rental, short-term rental, flip, BRRR, commercial property, renovation budgets, and portfolio-level performance and what-ifs.
06
Invest
Explore investment growth with contributions, changing returns, and modeled outcome ranges instead of assuming every year looks the same.
07
Net Worth
Track assets and liabilities, import saved debt, see asset-class breakdowns, and capture snapshots to follow changes over time.
Budget
A working budget that still lets you ask “what if?”
See income, budgeted spending, actual spending, carried cash, and projected month-end cash together. Track what happened — then model a decision without rewriting the budget you’re actually using.
- Monthly or yearly planning
- Expense and purchase tracking
- Savings goals
- Budget what-if scenarios
Borrow + Debt Paydown
See the cost of borrowing — and the path out of debt.
Model financing before you sign, then see how extra payments or different payoff strategies can change the timeline and interest cost.
BorrowHouse · Car · Other loans · Retirement-plan loans · Refinance · Cash-out refinance
Pay downCredit cards and loans · Extra payments · Snowball vs. avalanche
Real estate investing
Model the deal. Then model the portfolio.
Property-level calculators and portfolio-level what-ifs live together, so you can evaluate a deal on its own and still understand what it does to the bigger picture.
Rental PropertyShort-Term RentalFlipBRRRCommercialRenovation BudgetPortfolio Performance
Portfolio what-if
What happens if you sell one property?
Model changes to the portfolio without altering the current one. See how property count, cash flow, debt, equity, invested cash, and other portfolio metrics move side by side.
Invest + Net Worth
Look forward — and keep track of where you are now.
Investment modeling can explore a range of possible outcomes instead of pretending returns arrive in a perfectly straight line. Net Worth brings assets and liabilities together, so you can see your full financial picture in one place.
Track total assets, total liabilities, and current net worth, then use asset-class breakdowns and saved snapshots to follow how things change over time.
- Modeled investment outcome ranges
- Timed contributions and what-if changes
- Assets, liabilities, and per-asset net value
- Net worth snapshots and asset-class breakdowns
ModelThis Plus
Keep the models that matter.
$2.99/ month
Use ModelThis free for the core experience. Plus turns those calculations into a connected library you can save, sync, compare, reuse, and export.
- Save and load models
- iCloud sync across iPhone, iPad, and Mac
- Compare up to five saved scenarios
- Export polished PDF reports
- Import saved calculations into supported tools
- Multiple saved budgets and models
Optional monthly subscription, billed through Apple. ModelThis is not yet publicly available in the App Store.
Privacy-conscious by design
Your financial model isn’t an ad profile.
ModelThis does not include advertising or third-party analytics. Calculations happen in the app. Plus can use Apple iCloud to keep supported saved data available across your devices.
No advertisingNo third-party analyticsNo account required for calculationsApple iCloud sync for Plus
Coming soon
Your money. Your plan.
ModelThis is built for iPhone, iPad, and Mac and is preparing for public release on the App Store.
iPhoneiPadMac
Estimates only—not financial, investment, tax, accounting, or legal advice. Actual results may differ. Verify important decisions with qualified professionals.